The Club has reserves of US$44m as at February 2020 and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. We are rated "A- Excellent" by AM Best Company.

You can download our latest reports and accounts PDF from our publications page.

Financials for the year ended 20 February 2020

The Club reported a US$6.7m surplus for the 2019 Policy Year. Free reserves at the year-end stand at $44m, far exceeding the capital requirements of the Solvency II regime.

The Club’s reserving policy is to maintain reserves between $32 million and $50 million, as detailed in the Directors’ Report.


The Club’s primary investment objectives are the conservation and accumulation of capital to cover its future obligations and to support the business. The portfolio is invested in US dollar bonds, cash, equities and absolute return funds.

For the year ended 20 February 2020, the Club reported a 13.7% return, or US$4.7m.

View our publications in the resources section

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